Budgeting Basics
What Being a True Football Fan Actually Costs a Household
A client came to me confused about why her household budget never balanced despite a solid income, and it took three sessions...
Budgeting and household finance writer
Wren spent six years building budgets during financial planning intake sessions before deciding the templates never survived a real irregular paycheck. She writes about budgets built for income that actually fluctuates, not a steady salary on a spreadsheet.
Budgeting Basics
A client came to me confused about why her household budget never balanced despite a solid income, and it took three sessions...
Saving & Banking
A reader wrote in last year asking how to save for a steel workshop building without derailing the rest of her budget, and her...
Taxes Simplified
A new job offer says 65,000 dollars. The first paycheck says something closer to 45 percent less than a simple division by 26...
Saving & Banking
A driveway upgrade sits in an awkward spot financially.
Budgeting Basics
Almost every hobby seller I have talked to about pricing gives the same answer when asked how they set it: they covered the...
Budgeting Basics
A monthly gaming budget of 60 dollars sounds perfectly reasonable until you notice it is gone by the 9th.